DreamBuilder
Turn renters into buyers with the DreamBuilder loan program
ABOUT
The Power of YES with Open Mortgage Wholesale
Empower your business with innovative wholesale products designed for every borrower, from A-paper to non-traditional credit, we have you covered to serve even more borrowers in today's market. Through real-time support and dynamic loan programs, your partnership with Open Wholesale Mortgage has been thoughfully designed to fuel your growth.
At Open Mortgage Wholesale, we’re in the business of turning possibilities into closings.
We equip mortgage loan originators and IMBs with an expansive & inclusive product mix and the kind of operational support that makes tough loans doable and dream deals closable.
Backed by industry veterans, built for real-world scenarios, and open to all who believe in the power of YES.
Our Valued Partners
SERVING INDUSTRY LEADERS
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Partnered for Your Success
DreamBuilder is a homeownership empowerment program designed for those who’ve been overlooked by traditional lending.
It opens the door for homebuyers with limited or non-traditional credit by leveraging inclusive underwriting practices.
Whether your client is self-employed, uses an ITIN, or just needs a second chance, DreamBuilder helps turn just missed into just closed.
LegacyBuilder is designed to do exactly what the name promises - build legacies through accessible homeownership.
As one of the top Down Payment Assistance (DPA) lenders in the nation, we bring powerful solutions to borrowers who need it most.
No income caps. No location restrictions. Just real options in 49 states that help turn “someday” into Day One. (Excluding NY)
LOAN PROGRAMS
Offer More Than Mortgage. Offer the Dream.
Expand your business with a full suite of lending options for your borrowers by catering to their diverse needs and empowering informed choices.
“At Open Mortgage Wholesale, they power broker success through strong relationships and clear communication. Our Account Executives and Operations teams deliver a seamless lending experience, providing quick responses and essential business growth resources.”
Angie L.
TESTIMONIALS
FINANCIAL TOOLS
Happy Broker Partners and Borrowers
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“At Open Mortgage Wholesale, they power broker success through strong relationships and clear communication. Our Account Executives and Operations teams deliver a seamless lending experience, providing quick responses and essential business growth resources.”
Approved Broker Partner, Tustin, CA
"I legit own a home now!!! A few months ago, every lender I talked to hit me with the same thing, NO - your DTI is too high... I started thinking maybe buying this house I was renting just wasn't in the cards for me. Then [my loan officer] put me into DreamBuilder...and they got me approved. They made the whole process easy!"
Angie, Borrower
“At Open Mortgage Wholesale, they power broker success through strong relationships and clear communication. Our Account Executives and Operations teams deliver a seamless lending experience, providing quick responses and essential business growth resources.”
Approved Broker Partner, Phoenix, AZ
If you're having difficulty with the Quick Pricer, click here to open the Quick Pricer in a new window.
The Quick Pricer tool is intended for licensed mortgage and real estate professionals only and is not intended to be utilized by potential borrowers or by the general public. Rate, terms, and program guidelines are subject to change without notice. Results obtained through the Quick Pricer are based on information provided and cannot be guaranteed. Not all applicants will qualify. The Quick Pricer is not an eligibility tool. Please review guidelines for eligibility. For more information, contact your dedicated Account Executive.
PITI are monthly mortgage payments that may increase based on escrows for taxes and insurance.
OUR PRODUCTS
Service You Can Count On
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OUR SERVICE
Service You Can Count On
Operational support isn’t just a bonus, it’s the backbone of how we do business. At Open Mortgage Wholesale, your experience goes beyond the transaction. It’s a partnership. From our Partner Success Team to our Underwriters and Closers, you’ll always know exactly where your loan stands thanks to our signature Open Communication platform designed for predictable fulfillment. We know you count on us to deliver, and we don’t take that trust lightly.
Because when you win, we all do.
TESTIMONIALS
What our clients are saying
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Leah Yurfset
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Roy Gold
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Nela Yliuay
FAQ
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Frequently asked questions
